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Very well written article, thanks!

One observation;

the pattern seems to be to follow and replicate what's there is traditional finance (atleast conceptually) but deliver high yields (a promise that may or may not be posisble to do sustainably) instead of any new ideas in DeFi world (meaning the ideas not so far used in TradFi)

- if the ideas are same from TradFi, do the problems seen/unseen also follow into DeFi?

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